First of all ,its direct hiring from the organisation.Nobody going to ask any money to you and please contact only hiring manager Mr Rakesh +971 58 511 6556 and email id -info@h2ofinance.com

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WhatsApp No +971 58 511 6556

Job Summary:

The SME Loan and Business Account Executive is responsible for managing relationships with small and medium-sized enterprises (SMEs), promoting and selling loan products, and maintaining business accounts. The role involves assessing the financial needs of SMEs, providing tailored solutions, and ensuring customer satisfaction.

Key Responsibilities:

• Client Acquisition and Management:
• Identify and approach potential SME clients.
• Build and maintain strong relationships with existing and new clients.
• Conduct thorough assessments of clients’ financial needs and business conditions.
• Loan Promotion and Sales:
• Promote SME loan products to meet client needs.
• Explain loan products, terms, and conditions to clients clearly.
• Assist clients in the loan application process and ensure timely submission of required documentation.
• Financial Analysis and Risk Assessment:
• Conduct detailed financial analysis of clients’ businesses.
• Assess creditworthiness and risk factors of potential borrowers.
• Prepare and present loan proposals to the credit committee for approval.
• Account Management:
• Manage and monitor clients’ business accounts.
• Ensure proper account opening procedures are followed.
• Provide ongoing support and advice to clients regarding their accounts and loan products.
• Compliance and Documentation:
• Ensure all transactions and documentation comply with company policies and regulatory requirements.
• Maintain accurate and up-to-date client records.
• Market Research and Analysis:
• Stay updated on market trends and competitor products.
• Provide feedback and suggestions for product improvements based on market research.
• Customer Service:
• Address and resolve client inquiries and issues promptly.
• Ensure a high level of customer satisfaction.

Qualifications:

• Bachelor’s degree in Finance, Business Administration, Economics, or a related field.
• Proven experience in sales or account management, preferably within the financial sector.
• Strong understanding of SME financial products and services.
• Excellent communication and negotiation skills.
• Proficient in financial analysis and risk assessment.
• Strong organizational and time management skills.
• Ability to work independently and as part of a team.
• High level of integrity and professional ethics.

Preferred Skills:

• Experience with CRM software.
• Knowledge of the local SME market.
• Certification in financial analysis or related fields.

Work Environment:

• Office environment with occasional travel to client sites.
• May involve working outside regular business hours to meet client needs.

Job Type: Full-time

Pay: AED5,000.00 – AED12,000.00 per month

Experience:
• Sales: 1 year (Preferred